Kia Seltos Monthly Installment

by Leland Morrison, on 17 January 2024

Kia Seltos Kia Seltos

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The Kia Seltos stands out as a compact SUV with a distinctive and eye-catching exterior styling, highlighted by its bold headlamps and muscular stance. Designed by one of the most awarded design teams globally, and backed by state-of-the-art production technology and world-class quality, it offers an exceptional combination of style and substance. The vehicle comes with standard LED Daytime Running Lights, while the GT Line features full LED headlamps and turn signals.

Inspired by the brave spirit of Seltos, the son of Hercules from Greek mythology, this SUV is designed for both the urban environment and outdoor adventures. With a range of transmission options including manual, automatic, and 7-speed Dual Clutch Transmission (DCT), and various drive modes, the Kia Seltos is adaptive to diverse driving needs. The interior is fashioned for comfort and convenience, complete with steering wheel remote controls and an 8-inch touchscreen infotainment system. Safety features such as airbags, advanced body shell design, and reverse camera underscore Kia's commitment to passenger protection.


Since its inception, the Kia Seltos has undergone significant evolution to cater to the demands of the modern driver. Emphasizing safety, technology, and design innovation, the Seltos has continued to adapt and improve. The current model comes with a range of efficient engine options, including a 1.4 T-GDI and various diesel and petrol engines, designed for both power and fuel economy. It also provides various transmission systems, catering to different driving preferences.

The latest iteration of the Seltos embraces technology with features such as a smart entry with push-button start, electric stability control, and a comprehensive infotainment system compatible with Apple CarPlay and Android Auto. With these advancements, the Kia Seltos has solidified its position as a leading vehicle in its class.


The Kia Seltos is available in a range of variants, each with its own set of features and price tag. The base model starts at R465,995, while the top-of-the-line variant is priced at R561,995. The price of a particular variant depends on its engine, transmission, and other features.

Variant Price
1.6 EX MT R465,995
1.6 EX AT R483,995
EX Diesel R495,995
1.6 EX PLUS R501,995
EX Diesel AT R513,995
1.5 EX Plus Diesel R531,995
1.4T DCT GT-Line R561,995

Additional Costs to Consider:

Monthly Installment

Monthly payments for the Kia Seltos vary between R8,166 and R11,505

The following table provides a few example calculations using the prime interest rate + 2% (13.75%) over a period of 6 years or 72 months.

Variant Price Installment 10% deposit 10% deposit and residual
1.6 EX MT R465,995 R9,540 R8,586 R8,166
1.6 EX AT R483,995 R9,908 R8,918 R8,481
EX Diesel R495,995 R10,154 R9,139 R8,692
1.6 EX PLUS R501,995 R10,277 R9,249 R8,797
EX Diesel AT R513,995 R10,523 R9,470 R9,007
1.5 EX Plus Diesel R531,995 R10,891 R9,802 R9,322
1.4T DCT GT-Line R561,995 R11,505 R10,355 R9,848

The installment goes down when a 10% deposit is provided and even further when a 10% residual is added

Factors affecting your monthly installment:

Minimum monthly salary

Banks typically recommend not spending more than 15% of your monthly salary on a car repayment. With that in mind, here is the recommended monthly salary for each variant:

Minimum Salary
Variant No deposit 10% deposit 10% deposit and residual
1.6 EX MT R63,599 R57,239 R54,439
1.6 EX AT R66,056 R59,450 R56,542
EX Diesel R67,694 R60,924 R57,944
1.6 EX PLUS R68,513 R61,661 R58,645
EX Diesel AT R70,150 R63,135 R60,047
1.5 EX Plus Diesel R72,607 R65,346 R62,150
1.4T DCT GT-Line R76,701 R69,031 R65,654


Considering its compact size and engine displacement, the Kia Seltos fits comfortably in the SUV-B segment. Its physical dimensions and offering of practical features align with the expectations for compact sport utility vehicles. The table below gives a comparison to other alternatives in the SUV-B segment.

Name Monthly From Monthly To Popularity
Hyundai Venue R5,359 R10,357 No Data
Haval Jolion R5,688 R11,873 Low
Kia Sonet R6,016 R9,294 Low
Mazda CX-3 R6,760 R11,094 Low
Toyota Corolla Cross R6,987 R11,131 High
Omoda C5 R7,795 R10,439 Very Low
Hyundai Creta R8,012 R10,697 No Data
Kia Seltos R8,166 R11,505 Low
Mazda CX-5 R9,366 R15,942 Low
Nissan Qashqai R10,258 R13,729 Very Low
Ford Puma R10,293 R12,568 No Data
Hyundai Tucson R10,592 R16,703 No Data
Honda CRV R11,112 R17,174 Very Low
VW Tiguan R11,208 R17,002 Medium
Citroen C5 Aircross R11,603 R14,001 Very Low
Kia Sportage R11,687 R16,357 Low
Toyota RAV4 R12,928 R17,059 Low


Tips to Secure the Best Monthly Installment Deal

Securing the best monthly installment deal is crucial for managing your finances effectively. Whether you're financing a car, home, or any other purchase, a favorable installment plan can save you money and reduce financial strain. Here are some tips to help you land the best deal:

  1. Research & Compare: Investigate various lenders, comparing their rates, terms, and fees using online tools.
  2. Check Credit Score: A better score can lead to lower rates. Regularly review and work on improving it.
  3. Negotiate: Don't settle for the first offer. Be informed about market rates and available promotions.
  4. Choose Shorter Terms: Longer terms might have smaller payments but higher interest. Opt for shorter terms if possible.
  5. Consider a Deposit: A significant deposit can reduce monthly payments and possibly get a better rate.
  6. Understand the Terms: Be clear on all conditions, especially penalties for early or missed payments.
  7. Maintain Your Budget: Determine your monthly limit and stick to it. Avoid tempting deals that exceed it.
  8. Seek Pre-approval: It provides clarity on what you qualify for and aids in negotiations.

By being diligent, informed, and proactive, you can secure a monthly installment deal that aligns with your financial goals and provides peace of mind.


Understanding the Kia Seltos's price and the associated monthly installment options is crucial for potential buyers. With various trim levels and specifications available, it's essential to be well-informed to make a decision that aligns with one's budget and lifestyle needs. We encourage prospective buyers to conduct thorough research and consult with financial advisors to understand the financial implications of owning a Kia Seltos, thereby ensuring a purchase that brings both happiness and peace of mind.