Ford Puma Monthly Installment

by Leland Morrison, on 23 January 2024

Ford Puma Ford Puma

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The Ford Puma is a subcompact crossover SUV that combines stylish design with practical features and efficient powertrains. First introduced in 2019, it continues Ford's legacy of creating versatile and appealing vehicles suited to a range of lifestyles.

Boasting a range of eco-friendly engines, including mild-hybrid options, the Puma caters to the growing consumer demand for more sustainable driving solutions. Its spacious interior, advanced safety features, and cutting-edge technology, such as the Ford Co-Pilot360 and SYNC 3 infotainment system, ensure both comfort and connectivity on the road.


The Ford Puma originally began as a compact coupe in Europe in the late 1990s, named after a big cat much like its siblings within the Ford lineup. The Puma was well-received for its engaging driving dynamics and distinctive styling cues, which embodied Ford's New Edge design language at the time.

In its current incarnation, the Ford Puma has evolved into a crossover that reflects contemporary design trends and consumer preferences for high-riding vehicles. With a focus on versatility, storage solutions like the innovative 'MegaBox' cargo feature and the ability to adapt to various driving conditions, the Puma marks a significant evolution from its sporty coupe predecessor.


The Ford Puma is available in a range of variants, each with its own set of features and price tag. The base model starts at R569,900, while the top-of-the-line variant is priced at R613,900. The price of a particular variant depends on its engine, transmission, and other features.

Variant Price
Titanium R569,900
ST-Line Vignale R613,900

Additional Costs to Consider:

Monthly Installment

Monthly payments for the Ford Puma vary between R9,987 and R12,568

The following table provides a few example calculations using the prime interest rate + 2% (13.75%) over a period of 6 years or 72 months.

Variant Price Installment 10% deposit 10% deposit and residual
Titanium R569,900 R11,667 R10,500 R9,987
ST-Line Vignale R613,900 R12,568 R11,311 R10,758

The installment goes down when a 10% deposit is provided and even further when a 10% residual is added

Factors affecting your monthly installment:

Minimum monthly salary

Banks typically recommend not spending more than 15% of your monthly salary on a car repayment. With that in mind, here is the recommended monthly salary for each variant:

Minimum Salary
Variant No deposit 10% deposit 10% deposit and residual
Titanium R77,780 R70,002 R66,578
ST-Line Vignale R83,786 R75,407 R71,718


The Ford Puma is a compact SUV, fitting well into the SUV-B segment. It strikes a balance between the size and agility of a small car with the desirable higher driving position and practicality of an SUV. Its size makes it ideal for urban environments where space is at a premium while offering adequate room inside for passengers and cargo.

With respect to engine size, the Puma's engines are typically below 2.0 liters, which is common for the SUV-B category, providing a good mix of performance and fuel efficiency.

. The table below gives a comparison to other alternatives in the SUV-B segment.

Name Monthly From Monthly To Popularity
Mazda CX-3 R6,453 R11,094 Low
Toyota Corolla Cross R6,680 R11,131 High
Omoda C5 R7,489 R10,439 Very Low
Hyundai Creta R7,706 R10,697 No Data
Kia Seltos R7,860 R11,505 Low
Mazda CX-5 R9,059 R15,942 Low
Nissan Qashqai R9,952 R13,729 Very Low
Ford Puma R9,987 R12,568 No Data
Hyundai Tucson R10,286 R16,703 No Data
Honda CRV R10,806 R17,174 Very Low
VW Tiguan R10,902 R17,002 Medium
Citroen C5 Aircross R11,297 R14,001 Very Low
Kia Sportage R11,381 R16,357 Low
Toyota RAV4 R12,621 R17,059 Low
Audi Q3 R13,223 R16,634 Low
BMW X1 R14,555 R18,438 Low
Hyundai Kona N R15,698 R17,379 No Data


Tips to Secure the Best Monthly Installment Deal

Securing the best monthly installment deal is crucial for managing your finances effectively. Whether you're financing a car, home, or any other purchase, a favorable installment plan can save you money and reduce financial strain. Here are some tips to help you land the best deal:

  1. Research & Compare: Investigate various lenders, comparing their rates, terms, and fees using online tools.
  2. Check Credit Score: A better score can lead to lower rates. Regularly review and work on improving it.
  3. Negotiate: Don't settle for the first offer. Be informed about market rates and available promotions.
  4. Choose Shorter Terms: Longer terms might have smaller payments but higher interest. Opt for shorter terms if possible.
  5. Consider a Deposit: A significant deposit can reduce monthly payments and possibly get a better rate.
  6. Understand the Terms: Be clear on all conditions, especially penalties for early or missed payments.
  7. Maintain Your Budget: Determine your monthly limit and stick to it. Avoid tempting deals that exceed it.
  8. Seek Pre-approval: It provides clarity on what you qualify for and aids in negotiations.

By being diligent, informed, and proactive, you can secure a monthly installment deal that aligns with your financial goals and provides peace of mind.


Understanding the Ford Puma price and monthly installment options is paramount for potential buyers. As a vehicle that is engineered to provide both efficiency and enjoyment, the Puma presents a compelling option in the competitive subcompact SUV segment.

Prospective owners should endeavor to conduct thorough research to ascertain affordability and the value offered by the Puma relative to its peers. Consulting with financial advisors can provide insight into the most effective financing plans, ensuring a purchase that aligns with individual budgets and lifestyle needs. Investing time into this process will lead to a well-informed decision that brings lasting satisfaction from the investment in a new Ford Puma.