Kia Sportage Monthly Installment

by Leland Morrison, on 8 November 2023

Kia Sportage Kia Sportage

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The Kia Sportage stands out as a dynamic and versatile compact SUV, offering drivers efficiency, refinement, and a robust set of features. Starting as a modest offering in Kia's lineup, the Sportage has undergone a transformation with iterative updates to design and technology, creating a more premium experience for SUV enthusiasts.

Its exterior presents an eye-catching aesthetic, marked by a distinctive grille and a bold stance, while the interior boasts a suite of high-tech advancements that cater to comfort and connectivity. The latest models include a panoramic sunroof, advanced driver-assist systems, and modern infotainment options, ensuring a driving experience that's both engaging and secure.


The evolution of the Kia Sportage reflects Kia's commitment to innovation and customer satisfaction. Over the years, the Sportage has expanded its appeal through progressive upgrades in style, capability, and efficiency. Initially known for its value proposition, the Sportage has matured into a more sophisticated vehicle, rivaling competitors in higher price brackets.

With each new generation, the Sportage has incorporated cutting-edge technology, more refined powertrains, and a quality interior, while retaining its practicality with ample cargo space and a comfortable ride. This evolution has not only earned the Sportage acclaim from critics but has also solidified its position as a formidable player in the competitive SUV market.


The Kia Sportage is available in a range of variants, each with its own set of features and price tag. The base model starts at R637,995, while the top-of-the-line variant is priced at R798,995. The price of a particular variant depends on its engine, transmission, and other features.

Variant Price
1.6 CRDi LX R637,995
1.6 CRDi EX R691,995
1.6 T-GDI GT-Line R713,995
1.6 T-GDI GT-Line Plus R741,995
1.6 CRDi GT-Line Plus R765,996
1.6 T-GDI GT-Line S R798,995

Additional Costs to Consider:

Monthly Installment

Monthly payments for the Kia Sportage vary between R11,180 and R16,357

The following table provides a few example calculations using the prime interest rate + 2% (13.75%) over a period of 6 years or 72 months.

Variant Price Installment 10% deposit 10% deposit and residual
1.6 CRDi LX R637,995 R13,061 R11,755 R11,180
1.6 CRDi EX R691,995 R14,167 R12,750 R12,126
1.6 T-GDI GT-Line R713,995 R14,617 R13,155 R12,512
1.6 T-GDI GT-Line Plus R741,995 R15,190 R13,671 R13,002
1.6 CRDi GT-Line Plus R765,996 R15,682 R14,113 R13,423
1.6 T-GDI GT-Line S R798,995 R16,357 R14,721 R14,001

The installment goes down when a 10% deposit is provided and even further when a 10% residual is added

Factors affecting your monthly installment:

Minimum monthly salary

Banks typically recommend not spending more than 15% of your monthly salary on a car repayment. With that in mind, here is the recommended monthly salary for each variant:

Minimum Salary
Variant No deposit 10% deposit 10% deposit and residual
1.6 CRDi LX R87,074 R78,367 R74,533
1.6 CRDi EX R94,444 R85,000 R80,841
1.6 T-GDI GT-Line R97,447 R87,702 R83,411
1.6 T-GDI GT-Line Plus R101,268 R91,141 R86,682
1.6 CRDi GT-Line Plus R104,544 R94,089 R89,486
1.6 T-GDI GT-Line S R109,047 R98,143 R93,341


The Kia Sportage is a compact SUV, aligning it with the SUV-B segment. The table below gives a comparison to other alternatives in the SUV-B segment.

Name Monthly From Monthly To Popularity
Omoda C5 R7,288 R10,439 Very Low
Hyundai Creta R7,505 R10,697 No Data
Kia Seltos R7,659 R11,505 Low
Mazda CX-5 R8,858 R15,942 Low
Nissan Qashqai R9,751 R13,729 Very Low
Ford Puma R9,786 R12,568 No Data
Hyundai Tucson R10,085 R16,703 No Data
Honda CRV R10,605 R17,174 Very Low
VW Tiguan R10,701 R17,002 Medium
Citroen C5 Aircross R11,096 R14,001 Very Low
Kia Sportage R11,180 R16,357 Low
Toyota RAV4 R12,421 R17,059 Low
Audi Q3 R13,023 R16,634 Low
BMW X1 R14,354 R18,438 Low
Hyundai Kona N R15,498 R17,379 No Data


Current popularity for the Kia Sportage is Low with around 38 440 searches per month.

Tips to Secure the Best Monthly Installment Deal

Securing the best monthly installment deal is crucial for managing your finances effectively. Whether you're financing a car, home, or any other purchase, a favorable installment plan can save you money and reduce financial strain. Here are some tips to help you land the best deal:

  1. Research & Compare: Investigate various lenders, comparing their rates, terms, and fees using online tools.
  2. Check Credit Score: A better score can lead to lower rates. Regularly review and work on improving it.
  3. Negotiate: Don't settle for the first offer. Be informed about market rates and available promotions.
  4. Choose Shorter Terms: Longer terms might have smaller payments but higher interest. Opt for shorter terms if possible.
  5. Consider a Deposit: A significant deposit can reduce monthly payments and possibly get a better rate.
  6. Understand the Terms: Be clear on all conditions, especially penalties for early or missed payments.
  7. Maintain Your Budget: Determine your monthly limit and stick to it. Avoid tempting deals that exceed it.
  8. Seek Pre-approval: It provides clarity on what you qualify for and aids in negotiations.

By being diligent, informed, and proactive, you can secure a monthly installment deal that aligns with your financial goals and provides peace of mind.


Understanding the Kia Sportage price point and exploring monthly installment options is crucial for prospective buyers. It's important to be well-informed about the financial implications of purchasing a vehicle like the Sportage to ensure that it aligns with one's budget and lifestyle needs.

Potential buyers are encouraged to conduct thorough research, compare different financing plans, and consult with financial advisors to make an informed decision. Adequate knowledge of the Sportage's cost and various financing options can help secure a deal that provides value without causing financial strain.

Ultimately, investing time in understanding the financial aspects of car ownership contributes to a more pleasant and responsible purchasing experience.