Citroen C5 Aircross Monthly Installment

by Leland Morrison, on 28 November 2023

Citroen C5 Aircross Citroen C5 Aircross

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Overview

The Citroën C5 Aircross is a manifestation of modernity and versatility within the automotive industry. Serving as the epitome of comfort and cutting-edge design, the C5 Aircross offers a fresh take on the traditional SUV concept with its unique styling and outstanding comfort features. Notably, the vehicle boasts Citroën's signature Advanced Comfort seats and suspension system, ensuring a serene driving experience often compared to the sensation of flying on a carpet.

The C5 Aircross stands out with its distinctive design, marked by smooth lines and bold shapes, which complement its robust SUV stature. As a multifaceted vehicle, it caters to a diverse range of consumer desires, providing a spacious interior, ample boot space, and modularity with sliding, folding, and reclineable rear seats.

Evolution

Over the years, the Citroën C5 Aircross has undergone significant developments to stay at the forefront of automotive innovation and customer satisfaction. Its evolution is visibly marked by aesthetic refinements, enhanced performance, and improved technological integration. The C5 Aircross has cut a niche in the automobile market as a vehicle that doesn't compromise on style, comfort, or utility, showcasing a bold front grille, engaging LED lighting signatures, and more pronounced stylistic elements that keep it visually relevant and sophisticated.

Advancements in performance and technology have been equally significant, with introductions of more efficient engine options, along with modern connectivity and driver assistance features, reflecting Citroën's commitment to environmental consciousness and passenger safety.

Price

The Citroen C5 Aircross is available in a range of variants, each with its own set of features and price tag. The base model starts at R633,900, while the top-of-the-line variant is priced at R683,900. The price of a particular variant depends on its engine, transmission, and other features.

Variant Price
Feel R633,900
Shine R683,900

Additional Costs to Consider:

Monthly Installment

Monthly payments for the Citroen C5 Aircross vary between R10,787 and R13,639

The following table provides a few example calculations using the prime interest rate + 2% (13.75%) over a period of 6 years or 72 months.

Variant Price Installment 10% deposit 10% deposit and residual
Feel R633,900 R12,641 R11,377 R10,787
Shine R683,900 R13,639 R12,275 R11,638

The installment goes down when a 10% deposit is provided and even further when a 10% residual is added

Factors affecting your monthly installment:

Minimum monthly salary

Banks typically recommend not spending more than 15% of your monthly salary on a car repayment. With that in mind, here is the recommended monthly salary for each variant:

Minimum Salary
Variant No deposit 10% deposit 10% deposit and residual
Feel R84,277 R75,849 R71,911
Shine R90,924 R81,832 R77,584

Alternatives

The Citroën C5 Aircross, embodying the traits of a compact SUV, fits into the SUV-B segment, offering a unique combination of comfort and practicality, suitable for both city commutes and longer journeys. The table below gives a comparison to other alternatives in the SUV-B segment.

Name Monthly From Monthly To Popularity
Omoda C5 R7,077 R10,169 Very Low
Hyundai Creta R7,289 R10,420 No Data
Kia Seltos R7,438 R11,208 Low
Mazda CX-5 R8,607 R15,529 Low
Nissan Qashqai R9,476 R13,373 Very Low
Ford Puma R9,510 R12,243 No Data
Hyundai Tucson R9,802 R16,271 No Data
Honda CRV R10,308 R16,730 Very Low
VW Tiguan R10,402 R16,562 Medium
Citroen C5 Aircross R10,787 R13,639 Very Low
Kia Sportage R10,868 R15,934 Low
Toyota RAV4 R12,077 R16,618 Low
Audi Q3 R12,663 R16,203 Low
BMW X1 R13,960 R17,960 Low
Hyundai Kona N R15,074 R16,929 No Data

Stats

Current popularity for the Citroen C5 Aircross is Very Low with around 1 550 searches per month.

Tips to Secure the Best Monthly Installment Deal

Securing the best monthly installment deal is crucial for managing your finances effectively. Whether you're financing a car, home, or any other purchase, a favorable installment plan can save you money and reduce financial strain. Here are some tips to help you land the best deal:

  1. Research & Compare: Investigate various lenders, comparing their rates, terms, and fees using online tools.
  2. Check Credit Score: A better score can lead to lower rates. Regularly review and work on improving it.
  3. Negotiate: Don't settle for the first offer. Be informed about market rates and available promotions.
  4. Choose Shorter Terms: Longer terms might have smaller payments but higher interest. Opt for shorter terms if possible.
  5. Consider a Deposit: A significant deposit can reduce monthly payments and possibly get a better rate.
  6. Understand the Terms: Be clear on all conditions, especially penalties for early or missed payments.
  7. Maintain Your Budget: Determine your monthly limit and stick to it. Avoid tempting deals that exceed it.
  8. Seek Pre-approval: It provides clarity on what you qualify for and aids in negotiations.

By being diligent, informed, and proactive, you can secure a monthly installment deal that aligns with your financial goals and provides peace of mind.

Conclusion

Understanding the pricing and installment options for the Citroën C5 Aircross is critical for potential buyers. Careful consideration of the price ensures that the vehicle aligns not only with buyers' lifestyle needs but also with their financial circumstances. The monthly installment plans available can make the purchase more accessible and manageable over time, highlighting the importance of meticulous financial planning.

Potential buyers should engage in thorough research, including understanding the total cost of ownership, maintenance requirements, and value retention over time. It's sage advice to consult with financial advisors to ensure the chosen purchase plan is sustainably aligned with one's budget and long-term financial goals.

source: https://www.citroen.co.za/models/new-c5-aircross-hybrid.html