Citroen C5 Aircross Monthly Installment
by Leland Morrison, on 28 November 2023
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- Overview
- Evolution of the Citroen C5 Aircross
- Citroen C5 Aircross Price
- Citroen C5 Aircross Monthly Installment
- Minimum Monthly Salary
- Alternatives
- Stats
- Tips to Secure the Best Monthly Installment
- Conclusion
Overview
The Citroën C5 Aircross is a manifestation of modernity and versatility within the automotive industry. Serving as the epitome of comfort and cutting-edge design, the C5 Aircross offers a fresh take on the traditional SUV concept with its unique styling and outstanding comfort features. Notably, the vehicle boasts Citroën's signature Advanced Comfort seats and suspension system, ensuring a serene driving experience often compared to the sensation of flying on a carpet.
The C5 Aircross stands out with its distinctive design, marked by smooth lines and bold shapes, which complement its robust SUV stature. As a multifaceted vehicle, it caters to a diverse range of consumer desires, providing a spacious interior, ample boot space, and modularity with sliding, folding, and reclineable rear seats.
Evolution
Over the years, the Citroën C5 Aircross has undergone significant developments to stay at the forefront of automotive innovation and customer satisfaction. Its evolution is visibly marked by aesthetic refinements, enhanced performance, and improved technological integration. The C5 Aircross has cut a niche in the automobile market as a vehicle that doesn't compromise on style, comfort, or utility, showcasing a bold front grille, engaging LED lighting signatures, and more pronounced stylistic elements that keep it visually relevant and sophisticated.
Advancements in performance and technology have been equally significant, with introductions of more efficient engine options, along with modern connectivity and driver assistance features, reflecting Citroën's commitment to environmental consciousness and passenger safety.
Price
The Citroen C5 Aircross is available in a range of variants, each with its own set of features and price tag. The base model starts at R633,900, while the top-of-the-line variant is priced at R683,900. The price of a particular variant depends on its engine, transmission, and other features.
| Variant | Price |
|---|---|
| Feel | R633,900 |
| Shine | R683,900 |
Additional Costs to Consider:
- Dealer Fees: Can include documentation, processing, and other administrative charges.
- Optional Add-ons: Upgraded features, accessories, or enhancements that come at an extra cost.
- Extended Warranties: Offer prolonged protection for the product at an additional price.
- Other Costs: Miscellaneous expenses that might arise such as transfer of ownership.
Monthly Installment
Monthly payments for the Citroen C5 Aircross vary between R11,108 and R14,001
The following table provides a few example calculations using the prime interest rate + 2% (13.75%) over a period of 6 years or 72 months.
| Variant | Price | Installment | 10% deposit | 10% deposit and residual |
|---|---|---|---|---|
| Feel | R633,900 | R12,977 | R11,680 | R11,108 |
| Shine | R683,900 | R14,001 | R12,601 | R11,984 |
The installment goes down when a 10% deposit is provided and even further when a 10% residual is added
Factors affecting your monthly installment:
- Prime interest rate
- Loan term
- Deposit
- Residual
- Credit score
Minimum monthly salary
Banks typically recommend not spending more than 15% of your monthly salary on a car repayment. With that in mind, here is the recommended monthly salary for each variant:
| Minimum Salary | |||
|---|---|---|---|
| Variant | No deposit | 10% deposit | 10% deposit and residual |
| Feel | R86,515 | R77,864 | R74,054 |
| Shine | R93,339 | R84,005 | R79,896 |
Alternatives
The Citroën C5 Aircross, embodying the traits of a compact SUV, fits into the SUV-B segment, offering a unique combination of comfort and practicality, suitable for both city commutes and longer journeys. The table below gives a comparison to other alternatives in the SUV-B segment.
| Name | Monthly From | Monthly To | Popularity |
|---|---|---|---|
| Omoda C5 | R7,300 | R10,439 | Very Low |
| Hyundai Creta | R7,517 | R10,697 | No Data |
| Kia Seltos | R7,671 | R11,505 | Low |
| Mazda CX-5 | R8,871 | R15,942 | Low |
| Nissan Qashqai | R9,763 | R13,729 | Very Low |
| Ford Puma | R9,798 | R12,568 | No Data |
| Hyundai Tucson | R10,097 | R16,703 | No Data |
| Honda CRV | R10,617 | R17,174 | Very Low |
| VW Tiguan | R10,713 | R17,002 | Medium |
| Citroen C5 Aircross | R11,108 | R14,001 | Very Low |
| Kia Sportage | R11,192 | R16,357 | Low |
| Toyota RAV4 | R12,433 | R17,059 | Low |
| Audi Q3 | R13,035 | R16,634 | Low |
| BMW X1 | R14,366 | R18,438 | Low |
| Hyundai Kona N | R15,510 | R17,379 | No Data |
Stats
Current popularity for the Citroen C5 Aircross is Very Low with around 1 550 searches per month.
Tips to Secure the Best Monthly Installment Deal
Securing the best monthly installment deal is crucial for managing your finances effectively. Whether you're financing a car, home, or any other purchase, a favorable installment plan can save you money and reduce financial strain. Here are some tips to help you land the best deal:
- Research & Compare: Investigate various lenders, comparing their rates, terms, and fees using online tools.
- Check Credit Score: A better score can lead to lower rates. Regularly review and work on improving it.
- Negotiate: Don't settle for the first offer. Be informed about market rates and available promotions.
- Choose Shorter Terms: Longer terms might have smaller payments but higher interest. Opt for shorter terms if possible.
- Consider a Deposit: A significant deposit can reduce monthly payments and possibly get a better rate.
- Understand the Terms: Be clear on all conditions, especially penalties for early or missed payments.
- Maintain Your Budget: Determine your monthly limit and stick to it. Avoid tempting deals that exceed it.
- Seek Pre-approval: It provides clarity on what you qualify for and aids in negotiations.
By being diligent, informed, and proactive, you can secure a monthly installment deal that aligns with your financial goals and provides peace of mind.
Conclusion
Understanding the pricing and installment options for the Citroën C5 Aircross is critical for potential buyers. Careful consideration of the price ensures that the vehicle aligns not only with buyers' lifestyle needs but also with their financial circumstances. The monthly installment plans available can make the purchase more accessible and manageable over time, highlighting the importance of meticulous financial planning.
Potential buyers should engage in thorough research, including understanding the total cost of ownership, maintenance requirements, and value retention over time. It's sage advice to consult with financial advisors to ensure the chosen purchase plan is sustainably aligned with one's budget and long-term financial goals.
source: https://www.citroen.co.za/models/new-c5-aircross-hybrid.html