Toyota Starlet Monthly Installment

by Leland Morrison, on 30 January 2024

Toyota Starlet Toyota Starlet

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The Toyota Starlet has established itself as a compelling choice for motorists seeking a blend of fun, practicality, and fuel-efficiency. It's a vehicle characterized by its class-leading space, innovative full smartphone integration, and Wi-Fi connectivity, appealing to a generation that values both digital connectivity and real-world usability. With a focus on delivering a value-for-money motoring experience, the Starlet is underpinned by Toyota's well-regarded pillars of quality, durability, and reliability.


The Toyota Starlet's evolution is marked by continuous improvements in engine performance and vehicle design. Recent updates have introduced a new, more powerful and economical 1.5ℓ four-cylinder petrol engine, optimizing the balance between efficiency and drivability. Its fuel consumption is testament to Toyota's commitment to environmental consciousness without compromising on strength, with figures standing at an impressive 5.4ℓ/100 km for manual models and 5.7ℓ/100 km for automatics.


The Toyota Starlet is available in a range of variants, each with its own set of features and price tag. The base model starts at R252,100, while the top-of-the-line variant is priced at R339,000. The price of a particular variant depends on its engine, transmission, and other features.

Variant Price
Starlet 1.5L Xi MT R252,100
Starlet 1.5L Xs MT R266,300
Starlet 1.5L Xs AT R290,900
Starlet 1.5L XR MT R319,100
Starlet 1.5L XR AT R339,000

Additional Costs to Consider:

Monthly Installment

Monthly payments for the Toyota Starlet vary between R4,418 and R6,940

The following table provides a few example calculations using the prime interest rate + 2% (13.75%) over a period of 6 years or 72 months.

Variant Price Installment 10% deposit 10% deposit and residual
Starlet 1.5L Xi MT R252,100 R5,161 R4,645 R4,418
Starlet 1.5L Xs MT R266,300 R5,452 R4,907 R4,667
Starlet 1.5L Xs AT R290,900 R5,955 R5,360 R5,098
Starlet 1.5L XR MT R319,100 R6,533 R5,879 R5,592
Starlet 1.5L XR AT R339,000 R6,940 R6,246 R5,940

The installment goes down when a 10% deposit is provided and even further when a 10% residual is added

Factors affecting your monthly installment:

Minimum monthly salary

Banks typically recommend not spending more than 15% of your monthly salary on a car repayment. With that in mind, here is the recommended monthly salary for each variant:

Minimum Salary
Variant No deposit 10% deposit 10% deposit and residual
Starlet 1.5L Xi MT R34,407 R30,966 R29,451
Starlet 1.5L Xs MT R36,345 R32,710 R31,110
Starlet 1.5L Xs AT R39,702 R35,732 R33,984
Starlet 1.5L XR MT R43,551 R39,196 R37,278
Starlet 1.5L XR AT R46,267 R41,640 R39,603


The Toyota Starlet is positioned in the Segment B category, which consists of small vehicles, known as superminis or subcompacts. This classification aligns with the physical dimensions and engine displacement of the Starlet, making it an ideal urban and city car. The table below gives a comparison to other alternatives in the B segment.

Name Monthly From Monthly To Popularity
Hyundai Grand i10 R4,160 R6,631 No Data
Toyota Starlet R4,418 R6,940 No Data
VW Polo Vivo R4,567 R7,102 No Data
Kia Pegas R5,173 R6,449 Very Low
Hyundai Grand i10 Sedan R5,245 R6,631 No Data
Kia Rio R6,033 R7,984 Low
Hyundai i20 R6,084 R9,571 No Data
VW Polo R6,385 R11,129 No Data


Current popularity for the Toyota Starlet is No Data with around searches per month.

Tips to Secure the Best Monthly Installment Deal

Securing the best monthly installment deal is crucial for managing your finances effectively. Whether you're financing a car, home, or any other purchase, a favorable installment plan can save you money and reduce financial strain. Here are some tips to help you land the best deal:

  1. Research & Compare: Investigate various lenders, comparing their rates, terms, and fees using online tools.
  2. Check Credit Score: A better score can lead to lower rates. Regularly review and work on improving it.
  3. Negotiate: Don't settle for the first offer. Be informed about market rates and available promotions.
  4. Choose Shorter Terms: Longer terms might have smaller payments but higher interest. Opt for shorter terms if possible.
  5. Consider a Deposit: A significant deposit can reduce monthly payments and possibly get a better rate.
  6. Understand the Terms: Be clear on all conditions, especially penalties for early or missed payments.
  7. Maintain Your Budget: Determine your monthly limit and stick to it. Avoid tempting deals that exceed it.
  8. Seek Pre-approval: It provides clarity on what you qualify for and aids in negotiations.

By being diligent, informed, and proactive, you can secure a monthly installment deal that aligns with your financial goals and provides peace of mind.


Understanding the Toyota Starlet price and monthly installment options is crucial for buyers. With its practical features and economical operation, informed decision-making becomes vital to ensure ownership is a financially viable and enjoyable experience. Prospective buyers are encouraged to engage in thorough research and to consult with financial advisors before committing to a vehicle purchase to align their choice with their budget and lifestyle needs.