Toyota Land Cruiser Prado Monthly Installment

by Leland Morrison, on 30 January 2024

Toyota Land Cruiser Prado Toyota Land Cruiser Prado

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The Toyota Land Cruiser Prado is an iconic off-road vehicle that has earned a reputation for its unrivaled four-wheel-drive capabilities and luxurious attributes. It is a symbol of adventure and reliability, marked by its sturdy ladder frame chassis and advanced off-road technologies. The Prado, offering a perfect blend of power, elegance, and performance, seamlessly transitions from urban landscapes to the untamed wilderness, firmly holding its title as the “Master of Africa.”


Evolution of the Toyota Land Cruiser Prado has been marked by continuous improvements in power, torque, and driveability. The latest model comes equipped with a robust 2.8-litre turbodiesel engine and a six-speed automatic transmission. This generation sees enhancements such as the Multi-Terrain Select (MTS) and Kinetic Dynamic Suspension System (KDSS), cementing the Prado's legacy as a vehicle that doesn't compromise on durability, comfort, or control.


The Toyota Land Cruiser Prado is available in a range of variants, each with its own set of features and price tag. The base model starts at R1,145,500, while the top-of-the-line variant is priced at R1,349,400. The price of a particular variant depends on its engine, transmission, and other features.

Variant Price
Prado 2.8GD TX R1,145,500
Prado 4.0 VX R1,255,700
Prado 2.8GD VX R1,294,300
Prado 4.0 VX-L R1,308,900
Prado 2.8GD VX-L R1,349,400

Additional Costs to Consider:

Monthly Installment

Monthly payments for the Toyota Land Cruiser Prado vary between R20,073 and R27,625

The following table provides a few example calculations using the prime interest rate + 2% (13.75%) over a period of 6 years or 72 months.

Variant Price Installment 10% deposit 10% deposit and residual
Prado 2.8GD TX R1,145,500 R23,451 R21,106 R20,073
Prado 4.0 VX R1,255,700 R25,707 R23,136 R22,004
Prado 2.8GD VX R1,294,300 R26,497 R23,847 R22,681
Prado 4.0 VX-L R1,308,900 R26,796 R24,116 R22,937
Prado 2.8GD VX-L R1,349,400 R27,625 R24,863 R23,646

The installment goes down when a 10% deposit is provided and even further when a 10% residual is added

Factors affecting your monthly installment:

Minimum monthly salary

Banks typically recommend not spending more than 15% of your monthly salary on a car repayment. With that in mind, here is the recommended monthly salary for each variant:

Minimum Salary
Variant No deposit 10% deposit 10% deposit and residual
Prado 2.8GD TX R156,339 R140,705 R133,821
Prado 4.0 VX R171,379 R154,241 R146,695
Prado 2.8GD VX R176,647 R158,982 R151,205
Prado 4.0 VX-L R178,640 R160,776 R152,910
Prado 2.8GD VX-L R184,167 R165,750 R157,642


The Toyota Land Cruiser Prado is a mid-size luxury SUV that combines sizable dimensions and powerful engine options, qualifying it for the SUV-D segment. The table below gives a comparison to other alternatives in the SUV-D segment.

Name Monthly From Monthly To Popularity
Ford Everest R15,027 R25,076 No Data
Hyundai Santa Fe R15,700 R22,407 No Data
Kia Sorento R15,743 R22,908 Very Low
Toyota Land Cruiser Prado R20,073 R27,625 No Data
Hyundai Palisade R21,281 R24,659 No Data


Current popularity for the Toyota Land Cruiser Prado is No Data with around searches per month.

Tips to Secure the Best Monthly Installment Deal

Securing the best monthly installment deal is crucial for managing your finances effectively. Whether you're financing a car, home, or any other purchase, a favorable installment plan can save you money and reduce financial strain. Here are some tips to help you land the best deal:

  1. Research & Compare: Investigate various lenders, comparing their rates, terms, and fees using online tools.
  2. Check Credit Score: A better score can lead to lower rates. Regularly review and work on improving it.
  3. Negotiate: Don't settle for the first offer. Be informed about market rates and available promotions.
  4. Choose Shorter Terms: Longer terms might have smaller payments but higher interest. Opt for shorter terms if possible.
  5. Consider a Deposit: A significant deposit can reduce monthly payments and possibly get a better rate.
  6. Understand the Terms: Be clear on all conditions, especially penalties for early or missed payments.
  7. Maintain Your Budget: Determine your monthly limit and stick to it. Avoid tempting deals that exceed it.
  8. Seek Pre-approval: It provides clarity on what you qualify for and aids in negotiations.

By being diligent, informed, and proactive, you can secure a monthly installment deal that aligns with your financial goals and provides peace of mind.


Understanding the pricing and financing options for the Toyota Land Cruiser Prado is crucial for potential buyers. The Prado is not only a significant investment but also a choice that involves factors such as resale value, ownership costs, and long-term satisfaction. Prospective customers should conduct thorough research and engage financial advisors to ensure they are making an informed decision, weighing the monthly installments and the true cost of ownership against the value and benefits received from this prestigious vehicle.