Hyundai Grand Creta Monthly Installment

by Leland Morrison, on 5 February 2024

Hyundai Grand Creta Hyundai Grand Creta

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The Hyundai Grand Creta emerges as an embodiment of sophisticated design and premium features in the Hyundai lineup. A class apart, it boasts a strikingly beautiful and premium exterior, set apart by a distinctively large grille, sleek daytime running lights, and LED headlamps. The vehicle's appeal is further elevated in its Elite models, which feature opulent 18-inch Alloy Wheels, indicative of its high-end stature.


Over the years, the Hyundai Creta has undergone significant evolution to cater to the needs and tastes of modern consumers. The latest iteration, the Grand Creta, has expanded on comfort, safety, and technology, making it a highly competitive player in its category. From the stylish panoramic sunroof to the luxurious artificial leather seats and advanced safety features like Electronic Parking Brakes and ISOFIX, the evolution of the Grand Creta is a testament to Hyundai's commitment to innovation and customer satisfaction.


The Hyundai Grand Creta is available in a range of variants, each with its own set of features and price tag. The base model starts at R520,500, while the top-of-the-line variant is priced at R644,500. The price of a particular variant depends on its engine, transmission, and other features.

Variant Price
2.0 Executive MT R520,500
2.0 Executive AT R566,500
1.5 Diesel Executive AT R588,500
2.0 Elite AT R622,900
1.5 Diesel Elite AT R644,500

Additional Costs to Consider:

Monthly Installment

Monthly payments for the Hyundai Grand Creta vary between R9,121 and R13,194

The following table provides a few example calculations using the prime interest rate + 2% (13.75%) over a period of 6 years or 72 months.

Variant Price Installment 10% deposit 10% deposit and residual
2.0 Executive MT R520,500 R10,656 R9,590 R9,121
2.0 Executive AT R566,500 R11,597 R10,438 R9,927
1.5 Diesel Executive AT R588,500 R12,048 R10,843 R10,313
2.0 Elite AT R622,900 R12,752 R11,477 R10,915
1.5 Diesel Elite AT R644,500 R13,194 R11,875 R11,294

The installment goes down when a 10% deposit is provided and even further when a 10% residual is added

Factors affecting your monthly installment:

Minimum monthly salary

Banks typically recommend not spending more than 15% of your monthly salary on a car repayment. With that in mind, here is the recommended monthly salary for each variant:

Minimum Salary
Variant No deposit 10% deposit 10% deposit and residual
2.0 Executive MT R71,038 R63,934 R60,807
2.0 Executive AT R77,316 R69,585 R66,181
1.5 Diesel Executive AT R80,319 R72,287 R68,751
2.0 Elite AT R85,014 R76,512 R72,769
1.5 Diesel Elite AT R87,962 R79,166 R75,293


With its overall length of 4500mm, wheelbase of 2760mm, and comprehensive features, the Hyundai Grand Creta fits comfortably within the SUV-C segment. This classification aligns with its role as a mid-size SUV designed to offer ample space, advanced technology, and comfort. The table below gives a comparison to other alternatives in the SUV-C segment.

Name Monthly From Monthly To Popularity
Chery Tiggo 7 Pro R7,532 R9,784 Low
Haval H6 R8,389 R13,715 Medium
Hyundai Grand Creta R9,121 R13,194 No Data


Tips to Secure the Best Monthly Installment Deal

Securing the best monthly installment deal is crucial for managing your finances effectively. Whether you're financing a car, home, or any other purchase, a favorable installment plan can save you money and reduce financial strain. Here are some tips to help you land the best deal:

  1. Research & Compare: Investigate various lenders, comparing their rates, terms, and fees using online tools.
  2. Check Credit Score: A better score can lead to lower rates. Regularly review and work on improving it.
  3. Negotiate: Don't settle for the first offer. Be informed about market rates and available promotions.
  4. Choose Shorter Terms: Longer terms might have smaller payments but higher interest. Opt for shorter terms if possible.
  5. Consider a Deposit: A significant deposit can reduce monthly payments and possibly get a better rate.
  6. Understand the Terms: Be clear on all conditions, especially penalties for early or missed payments.
  7. Maintain Your Budget: Determine your monthly limit and stick to it. Avoid tempting deals that exceed it.
  8. Seek Pre-approval: It provides clarity on what you qualify for and aids in negotiations.

By being diligent, informed, and proactive, you can secure a monthly installment deal that aligns with your financial goals and provides peace of mind.


Understanding the Hyundai Grand Creta's price and monthly installment options is of paramount importance for potential buyers. The Grand Creta positions itself as a valuable option for those seeking luxury, space, and technology without venturing into the high-end luxury segments. Thorough research and consultation with financial advisors are essential steps in making an informed purchase decision. By doing so, buyers can align their budget with the comprehensive suite of features and comforts offered by this distinguished vehicle.